The outlook for the life settlement industry is positive - very positive. In recent years institutions from around the world have been drawn to this market, creating an industry which has tripled in size over the past three years. As the industry continues to mature, market efficiencies will become more developed, creating better returns for both sellers and investors of life insurance. These efficiencies, along with increased state and federal regulation, will continue to pressure market service providers, creating an environment where full transactional disclosure will become the norm.
Consumer property rights will ensure the continued ability for individuals to resell their unneeded policies into the vigorous, ever growing secondary market, and the continued influx of institutional capital will ensure an ever increasing demand for those policies brought to market.
Securitization of portfolios of life policies will provide an un-correlated ‘rated’ asset class, providing the ability for more conservative investment groups to realize above average, fixed income type returns, without the need to be directly involved in the market.
Milestone will continue to be a leader in the life settlement industry through innovative implementation of products and resources, providing above average returns to investors through fair and equitable transactions.